Written by: Dave Joseph Balatbat CWP®, CEPP®, RMP

Source: PSA, August 10, 2021

The Philippine Statistics Authority reported today an 11.8% Gross Domestic Product growth for the second quarter of 2021. This is the only double-digit GDP growth rate recorded since World War II.

However, this is not a strong indicator of a full recovery…

Written by Dave Joseph Balatbat CWP®, CEPP®, RMP

The current crisis made us realize that it is very important to build a savings plan so we can be prepared for the health, life and employment risks presented by the pandemic. Whether it be for emergency needs or day-to-day spending adjustments…

Written by Dave Joseph Balatbat, CWP®, CEPP®, RMP

Wealthy are those who give time in studying their personal finances. One way to do so is by determining and monitoring your NET WORTH. We usually read about this in the famous FORBES magazine discussing the billionaires of the world, but did…

Help strengthen your overall financial plan and journey.

Written by Dave Joseph Balatbat, CWP® CEPP® RMP

Have you encountered the term S.M.A.R.T Goals? Are you planning to build a budget plan for an asset you would like to purchase or goal you would like to achieve in the near future…

Written by Dave Joseph Balatbat, CWP® CEPP® RMP

I can’t stress enough the importance of learning Insurance Planning even for us millennials / young professionals. We may still be young and most are still single but this is actually the perfect time for us to look into preparing for our future. In this article, you will learn some of the benefits insurance planning can bring to your finances and most importantly, the “peace-of-mind” it can bring to your and your family.

June 23, 2020

Insurance Webinar with Lynne McChristian of Gies College of Business — University of Illinois Urbana-Champaign.

Insurers are starting to pick up and legislative proposals are being introduced to combat future catastrophes like what we are facing today (ex. “Pandemic Risk Insurance Act of 2020, USA”). Let’s stay resilient and plan ahead to manage identifiable risks for our families and businesses!

Written by Dave Joseph Balatbat Wealth Planner, Entrepreneur, and Marketer

In this series, I am writing thoughts and learning about basic Investment Planning. My primary goal is simple: to spark the interest of the people around me so they too can explore this avenue in growing their wealth.


Dave Joseph Balatbat

Entrepreneur, Wealth Planner and Business Consultant.. Aspiring Writer and Stoic..

Get the Medium app

A button that says 'Download on the App Store', and if clicked it will lead you to the iOS App store
A button that says 'Get it on, Google Play', and if clicked it will lead you to the Google Play store